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3 Key Differences Between Whole Life Insurance & Term Life Insurance
Posted: July 22, 2022
3 Key Differences Between Whole Life Insurance & Term Life InsuranceInsurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...
Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The Workplace
Posted: July 13, 2022
Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The WorkplaceAs a small business owner, you are probably well aware of the costs involved in providing health care coverage to your employees and their family members. Even if you do not offer full coverage, there are still a number of expenses that can weigh heavily on you and the profitability of your business. If you are not able to keep health costs down, you could...
10 Summer Tips To Beat The Heat
Posted: July 11, 2022
10 Summer Tips To Beat The HeatWhile it's true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...
Should You Insure While You’re Young?
Posted: July 7, 2022
Should You Insure While You’re Young?Regardless of your age, if you are married or have children, the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you're young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this...
What Is a High Deductible Health Plan (HDHP)?
Posted: June 25, 2022
What Is a High Deductible Health Plan (HDHP)?A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...