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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Affordable Care Act Open Enrollment 2016

The Affordable Care Act (also called ACA or Obamacare) set new rules for how insurance companies offer health insurance. Health insurance (also called health coverage or health plan) helps you pay for medical care. Some of the new rules affect what health care services and providers an insurance plan is required to cover. Important Dates for 2016 Enrollment November 1, 2015: Start of 2016 Open...

Celebrate Labor Day & Enjoy Time Off

The majority of our lives are spent focusing on work. Even our days off can find us obsessing over various work-related issues – sitting at a computer or watching our smartphones, answering work emails, or planning for an upcoming project or meeting. We have a very hardworking culture in America, and it can be tough to completely "disconnect" over a weekend and get the break...

Develop A Group Benefits Program For Your Business

Employers want to attract the best people to their companies, and the right benefits program is a great way to do that. Benefits can also help your business retain important personnel. There are always concerns about the bottom line, and any benefits program you put in place must be cost-effective. Essentially, you want to get the best group benefits program possible at the lowest cost. Business owners...

Mortgage Protection: How It Works & How It Can Save You

Part of the American dream is to own your own home, put down roots, and raise your family. Finding just the right home may take time, but once you find it, the adventure begins. Planning changes to the home, yard, and other improvements is a fun and rewarding experience. Fresh paint, flooring, windows, and other upgrades can completely change the character of your home and can add significant...

Think You Don't Need Disability Insurance? Think Again!

It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. We understand these are difficult topics, but even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays out when a...