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Recent News & Updates
Will My Health Insurance Cover Cosmetic Procedures?
Will My Health Insurance Cover Cosmetic Procedures?
Posted: June 25, 2020
Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and... Read Article
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance
Posted: June 22, 2020
Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance... Read Article
What Happens If You Don't Have Any Health Insurance?
What Happens If You Don't Have Any Health Insurance?
Posted: June 10, 2020
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on... Read Article