Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How Many Life Insurance Policies Can I Have?
Posted: January 22, 2021
How Many Life Insurance Policies Can I Have?There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income. Can It Cause Problems to Buy More Than One Life Insurance Policy? You can have more than one life insurance policy, and there is no...
Keeping Health Coverage While Between Jobs
Posted: January 10, 2021
Keeping Health Coverage While Between JobsHealth insurance is not just nice to have – it is essential to your family’s well-being. If you are between jobs, you have several options for keeping health coverage until you start a new position. COBRA “COBRA” stands for the Consolidated Omnibus Budget Reconciliation Act. This law gives workers who lose or leave their jobs the right to continue group health benefits for a limited...
Do I Need Life Insurance If I Live Alone?
Posted: January 7, 2021
Do I Need Life Insurance If I Live Alone?Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...
Staying Mentally Healthy During The Winter Months
Posted: December 25, 2020
Staying Mentally Healthy During The Winter MonthsIt’s easy to get the blues during the winter, particularly when the holidays are over. The skies are gray, the weather is cold, and it is more challenging to go outdoors and socialize with others. Some people solve this problem by wintering in warmer climates. If you don’t have that luxury, the following tips can help you make it through the winter months in a...
Beginner’s Guide To Mortgage Protection Insurance
Posted: December 22, 2020
Beginner’s Guide To Mortgage Protection InsuranceIf you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family can remain in the home. Some mortgage protection insurance policies also provide benefits in the...